my legal store info - Insurance Articles 15660

Ppi Claims
At the time you felt pressured into taking out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. You just wanted the loan because you needed a newer car as the engine on your old one had packed in. However, here you are a number of years later and you feel that an injustice has been carried out. A number of people have been sold PPI in the past and they have made successful claims against the bank that made them take it out in the first place. Enquire about Ppi Claims through a claim management company and you could find that you have a very strong case. You weren`t made fully aware of the facts at the time and there`s a good chance that you were mis-sold the policy. Speak to an advisor about Ppi Claims and you might even find that your policy was full of exemptions and clauses which meant it would have never been paid anyway. Highly experienced PPIs were sold to tons of people and in countless cases they didn`t guarantee to cover loan payments in times of sickness or redundancy. Plenty of people have valid reasons to make the Ppi Claims and you could be one of them.

Up until the final debate at Arizona State University, the issue of immigration had not been much discussed. Both presidential candidates know very well that illegal immigration is a hot button topic in our country, and each man is now trying to use it to his political advantage. Since the eighties the Democratic Party has, in general, supported immigrants and has been for fair and just immigration laws. However, there are those members of the party who claim that the presence of millions of undocumented immigrants undermines the bargaining power of the US born labor force. On the other side, the Republican Party traditionally has been against immigrants, but is increasingly reaching out to the Latino population. Advocates of free markets within the party have flat out called for the opening of the borders.

BUSH ON IMMIGRATION.

Because of his policies, the Mexican border is now more secure.
Proposed temporary guest-worker program, for up to 6 years (originally announced in Jan 2004) but is against amnesty for illegal workers.
Claims that our southern border is more secure now than before 9\11, partly due to his efforts, which include:
- More than a thousand additional border control agents since he took office.
- Un-manned vehicles patrolling the US-Mexico border.

KERRY ON IMMIGRATION.

Our southern border is now more of a security risk.
Would put illegal immigrants on a path to citizenship.
Proposes a comprehensive immigration reform bill with four major components:
- Undocumented workers who have lived and worked in the U.S. for 5 years, pay taxes, and who are successfully screened for security purposes will be given a path to citizenship.
- Eliminate the administrative backlog and delay, which have left many families divided.
- Create a secure channel for a limited number of temporary workers to come into the United States.
- Kerry would restore legal immigrants` eligibility for health care, welfare and other government programs. (The 1996 welfare reform law made most legal immigrants, including those already in the United States for a number of years, ineligible for welfare, health care and other essential programs.)

Unfortunately, the reality is that little of significance will be done about immigration under either a Bush or Kerry administration. Immigration is an issue which is brought up when it is time to court voters; namely Latinos. Kerry, like Bush is also close to corporations and businesses that wish to continue their supply of cheap, exploitable labor. He speaks of a path to citizenship for hardworking undocumented immigrants, but how hard will he push for these proposals in Congress? Bush proposed a temporary worker program in Jan. of 2004 (with no plan for becoming green card holders), but nothing at all has come of it. These gestures are mostly political pandering. Democrats tend to be more immigrant friendly, but remember it was Reagan who gave undocumented workers amnesty in this country. Republicans are better, though, at fanning the flames of immigrant hate. Immigration is an issue which needs to be addressed seriously, not simply with one-liners at election time. Kerry promises more, but promises can be empty. For Bush, immigrants are to be courted for elections and also used as fodder. When the economy is not doing well, it is easy to blame illegal immigrants.